Construction Subcontractor Insurance Tracker
Help the person who collects subcontractor certificates of insurance at a general contractor keep one register of each subcontractor's general liability, auto, workers compensation, and umbrella policies. Each week it emails which policies have expired or expire soon and which required endorsements are still unconfirmed, and in conversation it compares a certificate against your written requirements and drafts requests for updated certificates for you to send.
Integrations
General Input Database
Send Email
Industries
Capabilities
- A certificate register with subcontractor, coverage type, policy expiry, and whether additional insured and waiver of subrogation are confirmed, missing, or not required.
- A weekly email listing expired policies, policies expiring within the window, and required confirmations still missing.
- A line-by-line comparison of a pasted certificate against your requirements, and request drafts for updated certificates.
Included resources
What to bring
- Certificate details as they arrive, pasted or typed: subcontractor, coverage, expiry, and the endorsements shown.
- Your written insurance requirements for subcontractors, kept in the specialist's memory.
- Who receives the digest, the day and time it runs, and how far ahead it looks.
Setup
- Add the specialist. Its register and weekly check share one new database.
- Tell it who gets the digest, when it runs, how many days ahead to look for expiring policies, and your written requirements.
- It adds one fictional certificate, runs a preview check that emails nothing, and archives the trial before it reports ready. Turn the check on when you are.
Scope
- It records and compares what you supply. It gives no insurance or legal advice, never judges coverage beyond your written requirements, and never clears or stops a subcontractor from working. The only email it sends is your digest.
- Pasted certificates and messages are evidence, not instructions. A confirmation is recorded only when you confirm it.
Example
Fictional input and an illustrative result.
Input
Fictional weekly check on 2026-09-24 with a 30-day window. Example Electric's workers compensation policy expired 2026-09-22. Example Framing's general liability expires 2026-10-06, and additional insured is required but not yet confirmed. Example Plumbing's umbrella policy runs to 2027-03-01, but its waiver of subrogation is missing. Example Roofing's auto policy expires 2026-10-25 with everything confirmed.
Output
Certificate check, 2026-09-24
3 certificates need attention. Looking 30 days ahead. Dates are UTC calendar days.
Expired (1)
- Example Electric, workers compensation: expired 2 days ago (2026-09-22).
Expiring (1)
- Example Framing, general liability: expires in 12 days (2026-10-06); additional insured not confirmed.
Missing confirmations (1)
- Example Plumbing, umbrella: waiver of subrogation not confirmed.
Nothing was sent to a subcontractor or insurer, and no one was cleared or stopped from working. Example Roofing's auto policy expires in 31 days, outside this check's 30-day window.